Westchester Community College, State University of New York

How to Apply for a Federal Direct Stafford Loan

1. Complete the FAFSA online at www.fafsa.gov if you have not done so already.
2. If you have had a prior loan at WCC and have completed a Master Promissory Note and Entrance Counseling within the past year, skip to step 5.
3. Complete the Direct Loan Entrance Counseling session online by visiting https://studentaid.gov/
   1. Click on Manage My Direct Loan
   2. Sign in with your FAFSA PIN
   3. Scroll down and click on Complete Entrance Counseling
   4. Please complete and print the Entrance Counseling and submit confirmation page to the Financial Aid Office
4. Complete the Direct Loan Master Promissory Note (MPN) by visiting https://studentaid.gov/
   1.  Scroll down and click on Complete MPN
   2.  Select Subsidized/Unsubsidized, then complete the Promissory Note
   3.  Make sure you submit it and get a confirmation code
   4.  Please complete MPN, print and submit to the Financial aid Office
5. Complete a Request for Federal Direct Loan Form Online here: Request for Federal Direct Loan

Loan application will only be processed if ALL of the above requirements have been met.

The current processing time is 10 business days. 

You must be registered for 6 or more credits per semester to receive a loan.